AutoInsuranceDiscount.com offers auto insurance specially designed for households with new drivers under age 19.

NO CHARGE for qualified teen drivers under 19 while they have their Learners Permit.

Plus, UP TO 25% OFF their premium when they graduate to a full license and have been insured with this program for 12 months.

Let your parents know about this great cost saving program designed especially for teen drivers! Fill out this form to send your parents an e-mail right now!

Saving on auto insurance is that easy!

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE USING THIS SITE. Your use of this website is expressly conditioned on your acceptance of the following terms and conditions. By using this website, you signify your assent to these terms and conditions. If you do not agree with any part of the following terms and conditions, you must not use this website.

Limited permission to view using a browser and to cache is granted.

Copyright pending, AutoInsuranceDiscount.com Insurance Agency
ALL RIGHTS RESERVED.

1. OWNERSHIP. This website, and each of its components, is the property of AutoInsuranceDiscount.com Insurance Agency, a Florida corporation (&quto;AutoInsuranceDiscount"). AutoInsuranceDiscount's principal place of business is 814 AIA North, Suite 300, Ponte Vedra Beach, Florida 32082. Insurance provided through this website is provided through AutoInsuranceDiscount.com Insurance Agency with the insurance license number L052777. Any communications by insurers and insurance agents will relate to the sale of insurance products. None of the content or data found on this website may be reproduced, republished, distributed, sold, transferred, or modified without the express written permission of AutoInsuranceDiscount.com. In addition, the trademarks, logos and service marks displayed on this website (collectively, the "Trademarks") are or will be registered and common law trademarks of AutoInsuranceDiscount.com and its affiliates. Notwithstanding any statement herein to the contrary, from time to time, certain trademarks, logos and service marks owned by third parties or information about third-party products or services may be displayed on AutoInsuranceDiscount's website after AutoInsuranceDiscount.com has obtained proper permission to display such trademarks, logos, service marks or information from the third-party provider. In addition, AutoInsuranceDiscount's website may utilize information not owned by AutoInsuranceDiscount.com but open in the public domain. Nothing contained on this website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of the Trademarks without the written permission of AutoInsuranceDiscount.com or such other party that may own the Trademark.
2. USE OF SITE. Communications on this site relate to the sale of insurance and insurance-related services. You may only use this website to browse the content, make inquiries to AutoInsuranceDiscount.com, request additional information or insurance quotes from AutoInsuranceDiscount.com and not for any other purposes. This site and the content provided in this website may not be copied, reproduced, republished, uploaded, posted, transmitted or distributed without the written permission of AutoInsuranceDiscount.com, except that you may download, display and print one copy of the materials presented on this website on a single computer for your personal, non-commercial use only. 'Deep-linking,' 'embedding' or using analogous technology is strictly prohibited unless specifically authorized in writing. Unauthorized use of this website and the materials contained on this website may violate applicable copyright, trademark or other intellectual property laws or other laws. You must retain all copyright and trademark notices, and any other proprietary notices, contained in the materials. The use of such materials on any other website or in any environment of networked computers is prohibited. You are prohibited from posting to or transmitting from this website any unlawful, threatening, libelous, defamatory, obscene, indecent, inflammatory, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law. The links from this website to any other websites are provided for your information and convenience only. AutoInsuranceDiscount.com does not assume any responsibility or liability with respect to any website linked from this website (or any website linking to this website), including its content and operation. AutoInsuranceDiscount.com does not review or monitor such links. A link from this website to another website (or a link from another website to this website) does not constitute a referral, endorsement, approval, advertising, offer or solicitation with respect to such website, its contents, or any products or services advertised or distributed through that website. While this website may contain "links" to other sites, we are not responsible for the content or the privacy practices employed by other sites. You agree that you will not use any device, software or other instrumentality to interfere or attempt to interfere with the proper working of this website, and that you will not take any action that imposes an unreasonable or disproportionately large load on our infrastructure. In addition, you agree that you will not use any robot, spider, other automatic device, or manual process to monitor or copy our web pages or the content contained herein, without the prior express consent from an authorized AutoInsuranceDiscount.com representative (such consent is deemed given for standard search engine technology employed by Internet search web sites to direct Internet users to this site).
3. AGE AND RESPONSIBILITY. You represent that you are of sufficient legal age to use this website and to create binding legal obligations for any liability you may incur as a result of the use of this website. You understand that you are financially responsible for all uses of this website by you and those using your login information.
4. PRIVACY. You represent that you have read the AutoInsuranceDiscount.com Privacy Policy, the terms of which are incorporated herein, and agree that the terms of such policy are reasonable. You consent to the use of any information submitted to AutoInsuranceDiscount.com by AutoInsuranceDiscount.com and its third-party insurance providers in accordance with the terms of and for the purposes set forth in the AutoInsuranceDiscount.com Privacy Policy.
5. SPECIALS, PROMOTIONS AND SWEEPSTAKES/CONTESTS. Please read the official rules that accompany each special offer, coupon, discount, contest and sweepstakes that we may offer or conduct.
6. EXCLUSION OF WARRANTY. AutoInsuranceDiscount.com AND ANY THIRD-PARTY INSURANCE PROVIDERS MAKE NO WARRANTY OF ANY KIND REGARDING THIS SITE. AutoInsuranceDiscount.com AND ANY THIRD-PARTY INSURANCE PROVIDERS DO NOT WARRANT THAT THIS WEBSITE WILL BE FREE OF DEFECTS, VIRUS OR OTHER HARMFUL ITEMS. AutoInsuranceDiscount.com WILL NOT BE LIABLE FOR ANY DAMAGES OR LOSS THAT MAY RESULT FROM HACKING OR OTHER INFILTRATION OF THIS WEBSITE OR THE AutoInsuranceDiscount.com COMPUTER SYSTEM. THE ACCURACY, COMPLETENESS, CURRENCY OR RELIABILITY OF ANY OF THE CONTENT OR DATA FOUND ON THIS SITE AND SUCH PARTIES EXPRESSLY DISCLAIM ALL WARRANTIES AND CONDITIONS, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT, AND THOSE ARISING BY STATUTE OR OTHERWISE IN LAW OR FROM A COURSE OF DEALING OR USAGE OF TRADE. Although we strive to provide on this website the latest developments relating to our services, and other information about our company, we do not warrant the accuracy, effectiveness and suitability of any information contained in this website. Each person assumes full responsibility and all risks arising from use of this website or from the passage of data across the Internet which is not secure and which is subject to impairments of service and delays. The information is presented "AS IS" and may include technical inaccuracies or typographical errors. AutoInsuranceDiscount.com may make additions, deletions, or modifications to the information at any time without any prior notification.
7. LIMITATION OF LIABILITY. AutoInsuranceDiscount.com ASSUMES NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF, OR BROWSING IN THIS WEBSITE OR YOUR DOWNLOADING OF ANY MATERIALS, SOFTWARE, DATA, TEXT, IMAGES, VIDEO, AUDIO OR OTHER MATERIAL FROM THIS WEBSITE. IN NO EVENT SHALL AutoInsuranceDiscount.com OR ANY THIRD-PARTY INSURANCE PROVIDERS BE LIABLE FOR ANY INJURY, LOSS, CLAIM, DAMAGE, OR ANY SPECIAL, EXEMPLARY, PUNITIVE, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES OF ANY KIND (INCLUDING, BUT NOT LIMITED TO LOST PROFITS OR LOST SAVINGS), WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, WHICH ARISES OUT OF OR IS IN ANY WAY CONNECTED WITH (i) ANY USE OF THIS WEBSITE OR CONTENT FOUND HEREIN, (ii) ANY FAILURE OR DELAY, OR (iii) THE PERFORMANCE OR NON PERFORMANCE BY AutoInsuranceDiscount.com OR ANY THIRD-PARTY INSURANCE PROVIDERS, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES TO SUCH PARTIES OR ANY OTHER PARTY.
8. INDEMNIFICATION. You shall defend and indemnify AutoInsuranceDiscount.com and any third-party insurance providers and their officers, directors, employees and agents from and against any claim, cause of action or demand, including without limitation reasonable legal and accounting fees, brought by third parties as a result of your use of this website.
9. SUBMISSIONS. "Submissions" means all comments, feedback, suggestions, photos, e-mail, personal information utilized for insurance quotes and similar information or materials that you submit to AutoInsuranceDiscount.com in connection with the services offered by AutoInsuranceDiscount.com. Submissions will not be confidential and will become the property of AutoInsuranceDiscount.com upon submission to AutoInsuranceDiscount.com. By providing any Submissions, you agree to assign to AutoInsuranceDiscount.com, at no charge, all worldwide rights, title and interest in copyrights and other intellectual property rights to the Submissions. You represent and warrant that any Submission you provide to AutoInsuranceDiscount.com will be complete and accurate. You acknowledge that you are responsible for the Submissions that you provide, and that you, not AutoInsuranceDiscount.com, have full responsibility for the Submissions, including their legality, reliability, appropriateness, originality and copyright. AutoInsuranceDiscount.com does not prescreen or monitor any Submissions as a matter of policy.
   
   Except as expressly stated and agreed upon in advance by AutoInsuranceDiscount.com, no confidential relationship shall be established in the event that any user of this website should make any oral, written or electronic communication to AutoInsuranceDiscount.com (such as feedback, questions, comments, suggestions, ideas, information related to insurance services, etc.). If any AutoInsuranceDiscount.com website requires or requests that such information be provided, and that such information contains personal identifying information (e.g., name, address, phone number), AutoInsuranceDiscount.com shall obtain, use and maintain it in a manner consistent with our Privacy Policy. Otherwise, such communication and any information submitted therewith shall be considered non-confidential, and AutoInsuranceDiscount.com shall be free to reproduce, publish or otherwise use such information for any purposes whatsoever to the extent allowed by law, including, without limitation, the research, development, manufacture, use or sale of products and services incorporating such information. The sender of any information to AutoInsuranceDiscount.com is fully responsible for its content, including its truthfulness and accuracy and its non-infringement of any other person's proprietary or privacy rights.
10. SERVICE AVAILABILITY. Reference to any service on the website does not constitute an offer to sell or supply that service and does not mean that service is available. AutoInsuranceDiscount.com manages all or portions of the website from Florida, in the United States of America. We in no way imply that AutoInsuranceDiscount.com will provide insurance to you simply based on this website or on information provided by you in connection with this website. We in no way imply that, in the event a customer relationship is established, AutoInsuranceDiscount.com will provide any insurance services other than motor vehicle insurance to residents of the State of Florida. We in no way imply that the information and services described on the website are appropriate or available for use outside the State of Florida.
11. RATES AND AVAILABILITY. RATES AND AVAILABILITY OF THE INSURANCE AND OTHER SERVICES DESCRIBED ON THE SITE ARE SUBJECT TO CHANGE WITHOUT NOTICE. The listing, description of, or reference to, any insurance described on the website does not imply that the insurance, insurance-related services, or specific rates are presently available.
12. REGISTRATION AND SECURITY. By entering any information on the website and/or providing information to AutoInsuranceDiscount.com through forms available on the website or to a AutoInsuranceDiscount.com representative based on information provided in the website, you represent and warrant that: (i) you are at least 18 years of age; (ii) you are using your actual identity; (iii) you have provided only true, accurate, current and complete information; and (iv) you will maintain and promptly update the information that you provide to keep it true, accurate, current and complete. We cannot and will not be liable for any loss or damage arising from your failure to comply with these obligations. All information provided to us will be used in accordance with our Privacy Policy.
13. RELATIONSHIP. Your use of this website is independent of AutoInsuranceDiscount.com and not as an employee, agent, partner, or joint venturer with AutoInsuranceDiscount.com for any purpose. We will permit our independent sales representatives to access portions of this website.
14. GOVERNING LAW. This Agreement and its performance shall be governed by the laws of the State of Florida, United States of America, without regard to its conflict of laws provisions. You consent and submit to the exclusive jurisdiction of the state and federal courts located in the State of Florida, United States of America, in all questions and controversies arising out of your use of this website and this Agreement.
15. ASSIGNMENT. You may not assign, convey, subcontract or delegate your rights, duties or obligations hereunder.
16. MODIFICATION. AutoInsuranceDiscount.com may at any time modify these Terms of Use in our discretion without notice. Your use of this website will be conditioned upon the Terms of Use posted on our site at the time of your use. Please be sure to review our Privacy Policy before proceeding to use our website.
17. ADDITIONAL TERMS. Additional terms and conditions will apply in the event that insurance or insurance-related services are purchased from AutoInsuranceDiscount.com or any third-party insurance providers.
18. SEVERABILITY. These terms and conditions shall be deemed severable. In the event that any provision is determined to be unenforceable or invalid, such provision shall nonetheless be enforced to the fullest extent permitted by applicable law, and such determination shall not affect the validity and enforceability of any other remaining provisions.
19. HEADINGS. The heading used in these Terms and Conditions are included by convenience only and will not limit or otherwise affect these Terms and Conditions.
20. ENTIRE AGREEMENT. These terms and conditions, together with those incorporated herein or referred to herein constitute the entire agreement between us relating to the subject matter hereof, and supersedes any prior understandings or agreements (whether oral or written) regarding the subject matter, and may not be amended or modified except in writing or by making such amendments or modifications available on this website.
21. DIGITAL MILLENNIUM COPYRIGHT ACT AGENT. AutoInsuranceDiscount.com respects the intellectual property rights of others, and requires that the people who use the website do the same. If you believe that your work has been copied in a way that constitutes copyright infringement, please forward the following information to the Copyright Agent named below:
    1. Your address, telephone number, and email address;
    2. A description of the copyrighted work that you claim has been infringed;
    3. A description of where the alleged infringing material is located;
    4. A statement by you that you have a good faith belief that the disputed use is not authorized by you, the copyright owner, its agent, or the law;
    5. An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest; and
    6. A statement by you, made under penalty of perjury, that the above information is accurate and that you are the copyright owner or authorized to act on behalf of the copyright owner.

HOW TO CONTACT US. If you have any comments or questions, please do not hesitate to contact us at contact@autoinsurancediscount.com, the phone number above or write us at the address provided.

Last Revised January 2008

Welcome to the AutoInsuranceDiscount.com website. Because your privacy is very important to us, we want you to understand our practices with regard to collecting and using your information both online and offline and the steps we take to safeguard it. This statement applies to Personally Identifiable Information collected from our customers. When this Privacy Policy uses the term "Personally Identifiable Information" it refers to information that lets us know the specifics of who you are and can be used to identify, contact or locate you. Personally Identifiable Information might include your name, age, mailing address, telephone number, mobile phone number, email address, and other identification and contact information.

"Non Personally Identifiable Information" refers to information that does not identify a specific individual by itself or in combination with other information. We may gather certain information about you such as age, date of birth, and gender. This information may be compiled and analyzed on both a personal and an aggregated basis. This information may include the website's Uniform Resource Locator ("URL") that you just came from, which URL you next go to, what browser you are using, and your Internet Protocol ("IP") address. A URL is the global address of documents and other resources on the Internet. An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol ("TCP/IP") network, such as the Internet. Networks use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the Internet, allowing Internet servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet, browse and shop.

We welcome any and all questions and feedback. For privacy-related issues, please contact us at:

1. Information We Collect
   1. Personally Identifiable Information

      We may collect personally Identifiable Information when you:

      • Complete a form requiring personal information on the website
      • Inquire about our insurance services
      • Request insurance information
      • Enter a contest or sweepstakes
      • Participate in a marketing survey, promotion or event either online or offline.
      • Correspond with us, or
      • Otherwise volunteer information.
   2. Non-Personally Identifiable Information

      Our website may collect some non-personal information about you using cookies. Non-Personally Identifiable Information is not combined with Personally Identifiable Information.

2. Use of Data We Collect
   1. Personally Identifiable Information

      At AutoInsuranceDiscount.com, we always want to provide you with the best insurance services possible. In order to do this, we use your Personally Identifiable Information to allow us to:

      • Process and track your request for information
      • Provide information about the insurance quotes you have requested
      • Contact you about the status of your request for additional information
      • Send you promotional offers or information we believe will be of interest to you
      • Identify your insurance service preferences
      • Customize our communications to you
      • Improve our insurance services and customer service

      Your email address will not be shared with any third parties unaffiliated with AutoInsuranceDiscount.com or its third-party insurance providers. Instructions for unsubscribing from any newsletters, promotions or non-transactional related emails are included in every email.

   2. Non-Personally Identifiable Information.

      We use the Non-Personally Identifiable Information that we collect from our customers and other visitors in a manner that does not personally identify any individual. We use Non-Personally Identifiable Information to make our website more interesting and useful to you. We also track the pages or documents accessed within our website. This information is collected for systems administration and for analyzing and improving the value of the material available on our website. This Non-Personally Identifiable Information is used to help our advertisers or our site design teams create advertisements our guests might like.

      Cookies: Like many other commercial sites, our website utilizes standard technologies called "cookies" to collect information about how our website is used. A cookie is a small data text file, that a website stores on your computer's hard drive (if your web browser permits) that can later be retrieved to identify you to us. Cookies are designed to help a website recognize a user's browser as a previous visitor and thus save and remember any preferences that may have been set while the user was browsing the site. A cookie cannot be read by a website other than the one that set the cookie. A cookie cannot retrieve any other data from your hard drive, pass on a computer virus, or capture your email address.

      We may send a cookie to your hard drive when you request information regarding our insurance services or respond to a promotional email. No Personally Identifiable Information is recorded.

3. Information We Share with Others
   1. Our Contractors

      We contract with other companies, such as call center employees and third party insurance providers, to provide certain services to AutoInsuranceDiscount.com. In some instances, these contractors may have access to Personally Identifiable Information but they are contractually obligated to maintain the confidentiality of the information and to use it only for purposes of carrying out the business of AutoInsuranceDiscount.com.

      These companies are prohibited by contract from using this information for their own marketing purposes or from sharing this information with anyone other than AutoInsuranceDiscount.com.

   2. Third Parties

      Your personally identifiable information is never shared with any third party unaffiliated with AutoInsuranceDiscount.com or its third party insurance providers (except as described above to our contractors who use it ONLY to carry out AutoInsuranceDiscount.com business.)

4. Disclosure Exceptions

   Notwithstanding the above policies, we may disclose your personal information to appropriate third parties if we are required to do so by law or we believe that such action is necessary:

   • To comply with legal process such as a search warrant, subpoena or court order;
   • To protect the company's rights and property;
   • To investigate reports of fraud or of users sending material using a false e-mail address or users sending harassing, threatening, or abusive messages;
   • To protect against misuse or unauthorized use of our website; or
   • During emergencies, such as when we believe someone's physical safety is at risk.
5. Your Choices

   We offer choices about the types of information you receive from us. If you prefer not to receive communication from AutoInsuranceDiscount.com or if you prefer to receive it less frequently, please contact us at the address shown above.

   Please be sure to provide us your exact name and address, so that we can be sure to identify you correctly. Because mailings are planned in advance, it may take several weeks for your request to become effective. If, due to human error, you continue to receive unwanted communications, please contact us again and we will make every effort to correct the situation.

6. Email Use

   When you provide us your email address, we may send you emails necessary to respond to your request. It is our intent to send you promotional email only if you have agreed to receive it. You may unsubscribe to any promotional emails by notifying us of your intent to unsubscribe at : contact@autoinsurancediscount.com. Your email address will be used only to respond to your request, and will not be shared with any company not affiliated with AutoInsuranceDiscount.com. Instructions for unsubscribing are included in every email containing promotional material.

7. Links to Other website

   Occasionally we provide links on our website to other sites we think you will enjoy. These sites operate independently of AutoInsuranceDiscount.com and have established their own privacy and security policies. AutoInsuranceDiscount.com does not have any control over the privacy practices of these sites. For the best online experience, we strongly encourage you to review these policies at any site you visit.

8. Security

   It is our intent to protect against the loss, misuse, or alteration of information that we have collected from you. We employ reasonable security measures to protect the security of the information you submit to us. We limit the information we provide to outside companies with whom we contract to only what they need to carry out their responsibilities. When you request information or create an account on our website, your transactional information is transmitted in a safe, encrypted format. We maintain the data you provide in a secure database.

   We also encourage our partners and service providers to adopt and follow stringent consumer privacy policies.

9. Privacy of Children on Our Website

   It is our policy not to collect Personally Identifiable Information from any person under 13 because children are not permitted to use this website, and we request that children under the age of 13 not submit any Personally Identifiable Information to us through the website. If we learn that we have inadvertently gathered Personally Identifiable Information from children under 13, we will promptly remove such information from our records.

10. Policy Changes

    AutoInsuranceDiscount.com may at any time modify this Privacy Policy in our discretion without notice. Your use of this website will be conditioned upon the Privacy Policy that is posted on our site at the time of your use. Please be sure to review our Terms of Use before proceeding to use our website.

11. Questions or Comments?

    For questions, comments or assistance, we invite you to contact us at our address at the beginning of this Policy.

Last revised: December 2007